As licensed funeral directors, the staff of Raynor & D'Andrea knows what steps to take and where. By preplanning your service, you have charged us with making sure those steps are taken and your family is cared for. We will assist you in planning the ceremony you desire and we take this charge very seriously. Every member of our family is here to assist your family.
Many people today are choosing to pay for the funeral they select in advance. This choice again eases the burden on your loved ones, protects your assets and guards against inflation. We can also assist in the establishment of an irrevocable trust for persons applying for Medicaid, which allows those persons to select and prepay for the funeral of their choice.
Should you choose to prepay, you should know that New York State has some of the nation's strongest protections to safeguard the money you have set aside for funeral expenses. Current law requires that all funds designated by a consumer to prepay funeral services and merchandise be placed in an interest-bearing trust account where the principal and any interest earned always remain the property of the consumer. The law also specifies that funeral directors be prohibited from accepting any monetary consideration from a financial institution or insurance company for assigning preneed agreements. This means that consumer can close the account and take out the money without penalty or move it to another state.
For a no cost, no obligation consultation on arranging your service with Raynor & D'Andrea call 631-472-0122 in Bayport or 631-589-2345 in West Sayville . We welcome you also, to visit our facilities at 683 Montauk Highway in Bayport or 245 Montauk Highway in West Sayville .